![]() ![]() SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you ever need some professional help managing your money, consider working with a financial advisor. Finding a financial advisor doesn’t have to be hard.If you need a teller’s help, though, be sure to call or look up the bank’s hours online before you go. But whether your bank is open or closed, you’ll likely be able to use the ATM. Generally, banks stay open on the eve of major holidays such as Christmas and New Year’s. This is likely why many of us think banks are open when they are actually closed and vice versa. Bottom Lineīank holidays, which are the same as federal holidays, aren’t always the same days’ people have off from work. Just be careful of ATM fees that can easily pop up. You could also head to another ATM, either within your bank’s network or out-of-network. Bank holidays just mean you won’t be able to go into a branch and speak with a teller. If you really needed to make a cash deposit or withdrawal, your bank’s ATMs should still be in service. So while you can get your end of the transaction out of the way, the money may not go through immediately. Federal Reserve and your bank are still closed, however, most transactions will be processed the next business day. Online and mobile banking will allow you to perform most transactions right away. This adds the ability to deposit checks right from your smartphone. Your banking abilities extend a little further, too, if you have your bank’s mobile app. There, you can typically move money around between accounts, set up deposits, check your balances, and more. So instead of driving to the bank to make your transaction, you can log into your bank account with your online login info. Luckily, nowadays we have the internet at our fingertips. What If I Need My Bank When It’s Not Open? Federal Reserve shut down on these holidays, banks can’t really complete these kinds of transactions customers will need to make. This includes wire transfers and Automated Clearing House (ACH) transactions. banks follow the federal holiday schedule because they rely on the U.S. Here is the list of days that banks will be closed in 2024: U.S. Other holidays like Independence Day and Christmas Day will always fall on the same date each year, so you can count on banks to be closed on these exact dates unless one falls on a weekend. In those cases, you’ll want to double-check the exact dates each year. ![]() For example, banks close on the third Monday of every February for Presidents’ Day. Nearly half of the federal holidays do not fall on the same date every year. They also close their lobbies and drive-through windows on the 11 federal holidays, which are also known as bank holidays. banks do not offer teller or drive-through services on Sundays. Most bank branches are open Monday through Friday, and some are open, often for shorter hours, on Saturday. ![]()
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